Frequently Asked Questions

All applicants and prospective occupants 18 years of age and older need to complete an application.

Applicants must have an acceptable income and credit history. Acceptable credit history is based on several credit reporting factors and is not solely based on the applicant’s credit score. Applicants with an active bankruptcy, which is considered open or filed within the last 2 years, will be denied. Applicants with negative previous rental history at any UDR community, including but not limited to: repeat lease violations, payment history, or an unpaid balance, may be denied, or an additional security deposit may be required. Third-party consumer credit reporting agencies are used to verify applicants’ identity, credit, and criminal history.

Applicants must have a total household gross monthly income that is equal to or greater than 2.9x the monthly rent. Should applicants fail to meet the minimum income requirements, a guarantor may be used to qualify. See Income Requirements – Guarantor below.

Guarantors must have an individual gross monthly income that is equal to or greater than 4x the monthly rent. Guarantors must possess a social security number in order to be considered for qualification. After approval, guarantors must complete a Lease Contract Guaranty form in the presence of a UDR associate or they must have the form notarized with the original paperwork returned to our associates.

All prospective leaseholders must provide acceptable proof of income documentation supporting their stated income amount from their rental application within 48 hours from the time it is requested by a UDR associate. Examples of qualifying proof of income documentation include, but are not limited to: If employed, last 3 months bank statements in addition to pay stubs for last 30 days. If self-employed, last 3 months bank statements in addition to tax return (must be within last 12 months). See the full list of qualifying proof of income documentation.

For Applicants using a government rent subsidy, you have the right to provide verifiable alternative evidence of your ability to pay rent using a government rent subsidy, including, but not limited to, government benefit payments, pay records, and bank statements. If you exercise your rights under this rule and provide us with the required documentation, we will use that documentation instead of performing a credit check. Should you move forward with an online application, a soft credit check will be performed and will not affect your credit score. Additionally, your credit history will not be used as part of our final determination in your approval.

All applicants and prospective occupants 18 years of age or older are subject to criminal background screening.

$100,000 in Personal Liability Insurance is required for all households. *Does not apply to Affordable Housing Applicants.

Valid government-issued photo identification is required for all applicants. Applicants may be required to provide additional government-issued identification should a fraud alert or credit bureau warning message be returned during the credit screening process. Examples of government-issued photo identification are a state-issued driver’s license or ID card, passport or passport card.